What To Know About Making a Flood Damage Claim
Tips that Will Help You Make a Flood Claim
If your Blue Grass, TN, home has experienced flooding, one of the first things you may choose to do is contact your insurance. Here are a few things you may want to remember when it comes to making a flood claim. These tips may help you work with your agent to get everything processed as smoothly as possible.
1. Remember to Document Everything
One important thing to remember when making an insurance claim is to document everything. This may mean making a list of damaged items, expected repairs, and what you think will need to be replaced. It's also recommended that you take photographs where possible, as this will allow your insurance adjuster have a visual reference of the areas and items you are discussing.
2. You Can Start Cleanup Before the Insurance Adjuster Arrives
It's also important to note that when filing a flood claim you are allowed to begin the cleanup process before your insurance adjuster arrives. Doing so can help prevent further damage from occurring such as the settling in of mold spores, or damage resulting from leaving part of your home to soaked in flood water. Document how things looked before you started so that your insurance adjuster can see the progress.
3. Use a Professional Restoration Service
In many cases you may want to contact a professional water damage restoration service to conduct the cleanup process for you. These professionals already have experience with a variety of type if water damaged related issues, and may even be able to work with your insurance company on your behalf.
When making a flood claim it's important to remember to document everything. This may include a list of damaged items as well as photographic evidence. You can also start the cleanup process before your agent arrives as doing so can help prevent further damage. You may also choose to consider contacting a professional restoration service.